Online shopping can be a great
place to find super saving deals and discounts; however it can easily lead to
rip offs as well especially in third world countries like Pakistan where not
sufficient laws exist regarding cyber crimes. With internet fraud on the rise in
Pakistan, it serves best that people should be made aware of some necessary
precautions so that people can prevent themselves from increasing fraudulent
online practices in Pakistan.
Here are some measures that can be taken to avoid online shopping scams.
1.
Avoid Suspicious Websites:
There are a large number of Pakistani e commerce websites joining
online shopping bandwagon, however, any online retail website that doesn’t have
a coherent and efficient structural framework and/or has a lot of pop-ups
should not be considered safe. To stay safe, stick with big-name
retailers and top brands and make payment only through familiar payment
systems, such as PayPal and Moneygram.
2.
Don’t Click on Hyperlinks in E-mails
A common scam involves sending emails
that ask the recipient to click on a hyperlink or open an attachment and then
enter personal information, such as bank account numbers. It is recommended that
you don’t open such links and never give your personal information over the
internet in any case.
3.
Be Cautions
of Smartphone Shopping
Mobile devices have
made online shopping more convenient and flexible, but they often lack
protections such as anti-virus software and stealing of confidential
information. Consider avoiding entering your payment information via smartphones;
the only time you should consider doing this is when using big retailers’ apps,
which often come with extra security.
4.
Don’t Give Out
CNIC Number
There are many fraudulent online
shopping websites that will ask you for CNIC number; always beware of such
websites and make sure you don’t publish this information anywhere online,
including discussion forums and emails.
5.
Use Strong Passwords
Online shopping sites often ask for
passwords at checkouts. Using the same password across multiple accounts,
including financial accounts, can leave you at risk for password break-ins.
Also, make sure your password isn’t simple enough to be guessed by
friends/acquaintances. For important accounts, use only secure passwords that
are long and difficult to guess.
6.
Returns and
Exchanges
Before purchasing anything at a new
website, always check their return and refund policy. Currently there are many
online shopping sites in Pakistan such as Kaymu in Pakistan which offer returns and exchange
policies which can be seen at Kaymu Safepay. Do bother to read those return and exchange terms before making any
online transactions and also checkout the time limit in which purchased
products are returnable.
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